Two Princeton University academics have found a type of coding flaw on several prominent Web sites that could jeopardize personal data and in one alarming case, drain a bank account.

The type of flaw, called cross-site request forgery (CSRF), allows an attacker to perform actions on a Web site on behalf of a victim who is already logged into the site.

CSRF flaws have largely been ignored by Web developers due to a lack of knowledge, wrote William Zeller and Edward Felten, who authored a research paper on their findings.

The flaw was found on the Web sites of The New York Times; ING Direct, a U.S. savings bank; Google's YouTube; and MetaFilter, a blogging site.

To exploit a CSRF flaw, an attacker has to create a special Web page and lure a victim to the page. The malicious Web site is coded to send a cross-site request through the victim's browser onto another site.

Unfortunately the programming language that underpins the Internet, HTML, makes it easy to do two types of requests, both of which can be used for CSRF attacks, the authors wrote.

That fact points to how Web developers are pushing the programming envelope to design Web services but sometimes with unintended consequences.

"The root cause of CSRF and similar vulnerabilities probably lies in the complexities of today's Web protocols and the gradual evolution of the Web from a data presentation facility to a platform for interactive services," according to the paper.

Some Web sites set a session identifier, a piece of information stored in a cookie, or a data file within the browser, when a person logs onto the site. The session identifier is checked, for example, throughout an online purchase, to verify that the browser engaged in the transaction.

During a CSRF attack, the hacker's request is passed through the victim's browser. The Web site checks the session identifier, but the site cannot check to ensure that the request came from the right person.

The CSRF problem on The New York Times' Web site, according to the research paper, allows an attacker to obtain the e-mail address of the user who is logged into the site. That address could then potentially be spammed.

The newspaper's Web site has a tool that lets logged-in users e-mail a story to someone else. If visited by the victim, the hacker's Web site automatically sends a command through the victim's browser to send an e-mail from the paper's Web site. If the destination e-mail address is the same as the hacker's, the victim's e-mail address will be revealed.