CIO.com mobile apps reviewer James A. Martin went shopping with his iPhone 6 Plus and Apple Pay at three well-known retailers. The experiment worked well — with one exception. At the Sept. 9 unveiling of Apple Pay, CEO Tim Cook said the contactless payment technology “will forever change the way all of us buy things.” I tried out Apple Pay on Monday, its first day of availability, and while we’re not quite at Cook’s “forever” stage yet, the process was a smooth one — with one exception. Brief recap: Apple Pay requires an NFC-enabled Apple device, which as of now means an iPhone 6 or 6 Plus. Early next year, Apple Watch will be added to the list. Businesses also need NFC-equipped payment terminals. With Apply Pay, you can make a credit or debit card payment simply by tapping your iPhone 6 to the NFC chip reader embedded in a payment terminal. As you tap, you put your finger on the iPhone 6’s biometric fingerprint reader for authentication. Setting up Apple Pay on my iPhone 6 Plus was easy; it took me about 10 minutes to register six cards. First, you download iOS 8.1, which also became available Monday. Next, open the Passbook app, tap the “+” icon in the upper right corner, then touch “Set Up Apple Pay” or “Add Another Card” under “Credit and Debit Cards.” You can manually enter your card number. Using your iPhone’s camera to capture the number is much easier and, in my experience, entirely accurate. (Note: If you have a “busy” image or graphic on your card, you may have issues here.) For all but one of my cards, the camera captured both the credit card number and the card’s expiration date. You need to manually enter each card’s security code. I was able to register all my cards except for a MasterCard airline-branded card. MasterCard supports Apple Pay, but Barclaycard, the issuer of my card, is listed among banks that will add Apple Pay later this year. (Others include PNC, USBank and Navy Federal Credit Union.) To test Apple Pay, I visited three San Francisco stores listed as Apple Pay-compatible on Apple’s website: Walgreens, Radio Shack and Whole Foods. Paying with my iPhone 6 Plus was extremely easy at Walgreens and Whole Foods, though on day one, the checkout clerks at both stores weren’t sure if Apple Pay would work or how to use it. My local Radio Shack — yes, my local geek emporium — said Apple Pay wouldn’t be available there for another day or so. As for Cook’s self-serving prophecy, I doubt that Apple Pay will forever change how people make purchases. For now, Apple Pay does makes buying easier for those of us with new iPhones — and possibly more secure. That’s a good start. Related content brandpost Sponsored by SAP Innovative integration drives automotive group to SAP awards Using SAP Build Process Automation, China Grand Automotive Services Group Co., Ltd. accelerated and streamlined processes for its 700+ dealerships, saving time and costs while earning recognition for its innovation. By Tom Caldecott, SAP Contributor Dec 11, 2023 4 mins Digital Transformation news Concerns remain even as the EU reaches a landmark deal to govern AI Experts believe the new regulation would add a significant compliance burden on businesses as some argue it could even stifle the growth of the rapidly developing technology. By Gagandeep Kaur Dec 11, 2023 7 mins Regulation Regulation Government feature CIOs grapple with the ethics of implementing AI With ethical considerations around AI use increasingly top of mind, IT leaders are developing governance frameworks, establishing review boards, and coming to terms with the difficult discussions and decisions ahead. By Esther Shein Dec 11, 2023 13 mins Generative AI Data Governance IT Governance feature Reed Smith turns to AI for lawyer staffing solution The legal firm’s Smart Resourcing tool helps balance workloads and ensure partners find associates with the right skills and experience, while empowering employees to make connections across the firm’s global footprint. By Sarah K. White Dec 11, 2023 8 mins CIO 100 Legal Digital Transformation Podcasts Videos Resources Events SUBSCRIBE TO OUR NEWSLETTER From our editors straight to your inbox Get started by entering your email address below. Please enter a valid email address Subscribe