Financial Services

Financial Services news, analysis, how-to, opinion and video. | CIO

piggy bank on green background
binary code spanning a world map

awc Synchrony’s Innovation Station

Innovation pays off for Synchrony Financial

The credit card provider, spun out of GE, has weaved together a unique innovation framework, highlighted by a network of successful innovation labs.

cwan 011 blockchain
video

What is blockchain technology?

Cryptocurrency such as Bitcoin has garnered most of the media coverage and hype to date, but keep your eye on blockchain – this new technology is poised to change IT in much the same way open-source software did a quarter century ago....

FinTech - Mobile Banking - Unified Endpoint Management U[EM]

Why regression testing is crucial for every mobile banking app

Enhancements and upgrades are aimed to improve the quality of mobile banking apps and regression testing shows if the goal has been accomplished.

mobile purchase transaction

A roadmap forward for payments

Payments have received significant interest and investment over the last several years. However, no one has created a solution having the complete value proposition of paper and plastic predecessors.

digital transformation binary people virutal reality

IT effectiveness – Everyone’s desire, yet no one’s mandate

Technological innovations have been the primary driver of digital transformation until now. To maintain the momentum, digital transformation needs a corresponding wave of innovations in technology management. IT effectiveness is the...

multiple-exposure image of dollars, coins, a clock, and a calculator

Opposites attract – fintechs and incumbents

The banking industry is undergoing substantial change as customers demand digital services. To meet these evolving needs, banks are realizing the value of partnering with fintech firms to spark innovation. So, how can banks and...

digital transformation 1

IT effectiveness – the engine of digital transformation – is ailing. Why?

More than one-fifth of IT effort is potentially wasted on technology outputs that are never used, up to forty percent of business opportunities may be missed due to delays, and outdated management practices tax the IT workforce...

abstract data and geometry

In ‘trustless’ payment systems, trust is still necessary

Blockchain cannot eliminate trust from the equation, but it can reduce the burden that trust places on any system.

Bank vault

Banking on devops: some banks are getting it right

How do banks that traditionally apply changes less than ten times a year move to continuous delivery? Devops is the answer, but culture and legacy systems are the challenge.

FinTech - Financial Technology - dollar sign, circuits, data

How business intelligence in banking is shifting the paradigm

Business intelligence in banking is a complex and robust pipeline that incorporates a variety of tools. Find out what goes into a BI solution for a bank.

FinTech and Financial Technology

Data, metadata and the AI horizon

The need to interact more as an orchestra than a factory.

smart contract primary2

Smart contracts still miles away from living up to their name

Smart contracts seemingly create automatically enforceable agreements but the reality is this blockchain technology still has a long way to go.

FinTech - Mobile Banking - Unified Endpoint Management U[EM]

Fintech and credit cards: where are we heading?

Digital tools are expected in all fields, and certainly in banking and financial services.

Drone capturing video

Taking to the skies – using drones in the insurance industry

The IoT will play an increasing part in the digital transformation of insurance and reinsurance. Insurtechs and insurers have many uses for UAVs, or drones.

cryptocurrency digital coins

Machine learning and AI are ideally suited for cryptocurrency investing

Just as institutional investors were quick to recognize the benefits of automated trading solutions, cryptocurrency investors will be the ultimate beneficiaries of the introduction of these services to the blockchain ecosystem.

negotiating contracts ts

Is Ethereum’s smart contract dominance being eroded?

Smaller companies that offer vast improvements over Ethereum's use of smart contracts.

program dirty 2018.01.23 12.03.01.00 00 36 44.still001
video

Mingis on Tech: 2018 – the year blockchain breaks out

Blockchain continues to evolve and grow, as more companies test it out. It's now seen as the heart of a new global shipping platform that could save companies billions of dollars and as the underpinning for a P2P cloud storage...

blockchain network machine learning neural network

Blockchain is poised for a big business breakout

Enterprises in logistics, financial services and agriculture are betting on the digital ledger technology as the future for facilitating and verifying business transactions.

Load More